Every business—large or small—faces risks that can disrupt operations, impact employees, or damage property. Preparing ahead of time helps ensure that your organization can recover quickly and continue serving customers even after an emergency.

Businesses should be aware of the full range of threats that may impact operations, including:

• • Natural hazards: hurricanes, floods, tornadoes, wildfires, earthquakes
  • Health-related hazards: pandemics, major outbreaks, or contagious illnesses
  • Human-caused hazards: workplace accidents, theft, vandalism, or acts of violence
  • Technology-related hazards: cyberattacks, power outages, equipment failure, data loss

A disaster can interrupt business functions for days or even weeks. By planning ahead, you can:

• • Protect employees and customers
  • Reduce downtime
  • Safeguard important records and assets
  • Resume operations more quickly
  • Minimize financial losses

Create a Continuity Plan

Outline how your business will continue operating during and after an emergency. Include essential roles, backup processes, and communication procedures.

Protect Your Data and Documents

Back up critical files off-site or in the cloud. Keep copies of insurance policies, employee records, vendor lists, and financial documents in a secure, accessible location.

Review Insurance Coverage

Ensure policies include flood, windstorm, and business interruption coverage when appropriate.

Prepare Your Employees

Train staff on emergency procedures, evacuation routes, and communication plans. Identify essential employees and ensure they know their responsibilities.

Strengthen Your Facility

Identify vulnerabilities such as unsecured equipment, flood-prone areas, or critical systems that need backup power.