Flooding

Whether caused by heavy rainfall, storm surge, river rise, or drainage issues, floods can affect any home—not just those in designated flood zones. This resource hub provides residents with reliable information about flood risks, insurance options, safety guidance, and recovery assistance. Each page below covers a different part of the flood preparedness and recovery process so you can stay informed before, during, and after a flood event.

Floodplain Information

Learn how Hernando County and FEMA map Special Flood Hazard Areas, how to check whether your property is located in a flood zone, and how Letters of Map Revision (LOMR/LOMA) may affect your property’s status.

FloodPlains Zoning Ordinances

The County’s Flood Damage Prevention and Protection Ordinance works alongside the Florida Building Code to reduce flood risks, guide responsible construction, and help residents understand their property’s flood zone.

Do You Need Flood Insurance?

Understand why flood insurance is important, even outside high-risk zones. This page explains what typical insurance does not cover, why disaster assistance is not a substitute for insurance, and how to prepare before policies go into effect.

Flood Mitigation and Recovery

Find FEMA resources to help rebuild stronger and safer after a storm, including mitigation programs, safety guidance, contractor selection tips, and recent updates to the National Flood Insurance Program (NFIP).

Withlacoochee River Forecast & Flooding Updates

Access the latest National Weather Service river level forecasts for the Withlacoochee River and use additional tools to understand rising water conditions in your area.

Contact Us

Emergency Management
18900 Cortez Blvd.
Brooksville, FL 34601

📞 Phone: (352) 754-4083
📠 Fax: (352) 754-4090
🔊 Recorded Message Line: (352) 754-4111

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Hernando County Government Main Line
(352) 754-4000

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