Hernando County offers a comprehensive benefits package and provides group insurance benefits to eligible employees. The Employee Benefit Highlights Booklet provides a general summary of the benefit options as a convenient reference. Please refer to Hernando County policies and/or certificates of coverage for detailed descriptions of all available employee benefit programs and stipulations therein.

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2025 - 2026 Benefit Information

• Hernando County Benefit Guide (2025-2026)

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Hernando County Employee Benefit Enrollment Services are provided by BenTek .

Employees can access the BenTek website 24 hours a day / 7days a week, to review benefit selections and make changes during the open enrollment period.

Benefit eligible employees will be automatically enrolled in the following core coverage's:

• Basic Life & Accidental Death & Dismemberment (AD&D) Insurance: $10,000 Benefit
  Provided by Hartford Life
• Employee Assistance Program 
  
• Long Term Disability Insurance
  Provided by The Hartford
  

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Health Savings Account

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Flexible Spending Accounts

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Dental Insurance

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Vision Insurance

The County offers vision insurance provided by EyeMed and VSP Vision Care.

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Supplemental Life Insurance

The County offers supplemental life insurance provided by the The Hartford.

• Benefit amount can be elected in increments of $10,000 to a maximum of $190,000
• Benefit election cannot exceed 6 times your annual salary

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Dependent Life Insurance

The County offers dependent life insurance provided by The Hartford. Benefit eligible employees can elect dependent life insurance for their spouse and / or child(ren) for $2,500 or $5.000. Dependent Life Insurance may also be elected in the amount of $10,000 if your total Basic Life / AD&D and Supplemental Life / AD&D benefit amount equals $20,000 or greater.

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Short Term Disability Insurance

The County offers two options for short term disability insurance provided by Hartford.

• Option 1: 29 day wait period
• Option 2: 14 day wait period for sickness, 7 day wait period for injury

Call 1-800-741-4306 to file a claim. Policy Number: 696904

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Pre-Paid Legal Plans

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AFLAC

The County offers a variety of supplemental insurance plans provided by AFLAC.

• Personal Accident Indemnity Plan
• Specified Health Event Protection Plan
• Personal Cancer Indemnity Plan
• Off-the-Job Accident Disability Rider
• Hospital Protection Plan