Notice of Funding Availability (NOFA)

Hernando County has received an estimated $1,468,462 in grant funds under the State Housing Initiatives Partnership (SHIP) Program during State Fiscal Years (FY) 2025-2026.  Funding for the SHIP Program is based upon the amount of revenue generated through the local doc stamp tax paid on all real estate transactions and the State approved budget through the Florida Housing Finance Corporation (FHFC).

SHIP dollars may be used within Hernando County to fund Down Payment Assistance, Owner-Occupied Rehabilitation, Special Needs Housing, Emergency Repairs, Multi-Family Affordable Housing, Non-Profit Construction, and Disaster Strategies.

The County will make funds available at various times throughout the year for approved strategies and activities outlined in the current Local Housing Assistance Plan. 

Hernando County is currently seeking applications for the following programs:

Owner-occupied Housing Rehabilitation: Funding is available beginning October 1, 2025, and will remain available until all funds are exhausted. Homes must be homestead, primary residence.  Complete application and documentation will be numbered in the order received and assisted on a first qualified, first served basis.  Exceptions may be made to meet funding priorities and statutory requirements.

Emergency Repair:  Funding is available beginning October 1, 2025, and will remain available until all funds are exhausted.  The Emergency Repair program provides funding to qualified homeowners to remove conditions that are an imminent threat to the health and safety of the residents or those facing immediate emergencies to the home including, but not limited to, roof replacement, electrical hazards, failing septic systems, handicap accessibility, and non-functioning HVAC.

Purchase Assistance: Funding is available beginning October 1, 2025, and will remain available until all funds are exhausted.  The Purchase Assistance program provides qualified individuals/families with down payment, closing cost and renovation assistance.

Applications will remain available until all funds are exhausted.  For further detail, please contact Hernando County Housing & Supportive Services Department, 621 W. Jefferson Street, Brooksville, Florida 34601; by phone (352) 540-4338 or by email at HousingandSupportiveServices@hernandocounty.us.